Copy in Photos, paste in Files
Select the photo, tap Share, choose Copy Photo, then open the Files app and paste into a folder. What lands is a JPG. This is the fastest single photo route on iOS and it costs nothing.
Mail it to yourself
Attaching a photo to a mail and downloading it back gives you a JPG too. It needs a configured mail account and a working connection, and it puts a copy of your photo on a mail server on the way through, which matters if the photo is a document.
Change what the camera writes
Settings, then Camera, then Formats, then Most Compatible. From then on the camera writes JPG. This solves tomorrow and does nothing at all for the four hundred HEIC files already in your library, and it gives up the space saving on every future photo.
Where all three stop. None of them converts a folder of photos in one action, none of them tells you how large the result is, and the two that work today are one file at a time. That is the gap a converter is for.